Insurance · 4 min
Does Dutch health insurance cover acupuncture in 2026?
A clear guide for patients in the Netherlands: does your Menzis, Zilveren Kruis, or CZ policy cover acupuncture? What registration is required?
If you're living in the Netherlands and considering acupuncture, the insurance question is the first thing to sort out. Here's a plain-English breakdown.
Short answer
Basic insurance (basisverzekering): No. Acupuncture is not covered by the mandatory Dutch basic health policy.
Supplementary insurance (aanvullende verzekering): Sometimes. If you have a supplementary policy that includes alternative medicine (alternatieve geneeskunde), you may get partial reimbursement — typically €150–500 per year.
Which insurers cover acupuncture?
The major Dutch insurers that offer acupuncture coverage through supplementary plans:
| Insurer | Coverage | Condition |
|---|---|---|
| Menzis | Yes (higher-tier plans) | NVA or ZHONG registered therapist |
| Zilveren Kruis | Yes (2-star+ plans) | NVA or ZHONG registered therapist |
| CZ | Yes (Aanvullend 2+) | NVA or ZHONG registered therapist |
| VGZ | Yes | NVA or ZHONG registered therapist |
| ONVZ | Yes (broad alternative medicine coverage) | NVA or ZHONG registered therapist |
| DSW | Limited | Check policy |
What does "NVA or ZHONG registered" mean?
Dutch insurers only reimburse treatments by acupuncturists registered with a recognised professional association:
- NVA (Nederlandse Vereniging voor Acupunctuur) — the main Dutch acupuncture association
- ZHONG (Federation of Chinese Medicine) — covers traditional Chinese medicine practitioners
Acupuncture is not regulated by Dutch law (unlike GPs and specialists), so anyone can call themselves an acupuncturist. Registration with NVA or ZHONG is the quality signal insurers use.
How to check if your acupuncturist qualifies for reimbursement
- Search on iasis.life — we show each practitioner's registration status and which insurers cover them
- Check the NVA member register at nva.nl
- Check the ZHONG member register at zhong.nl
Common mistakes that lead to unexpected out-of-pocket costs
- Going to a highly-reviewed acupuncturist without checking their registration
- Assuming a diploma = insurance eligibility (it doesn't)
- Forgetting to check your annual supplementary limit — many policies cap all alternative therapies together
What does acupuncture cost in the Netherlands?
A typical session costs €60–90. With a mid-tier supplementary policy, you'll be reimbursed for roughly 2–6 sessions per year. The first session often includes intake (longer, sometimes €100+).
Ready to find a verified practitioner?
Browse NVA and ZHONG-verified acupuncturists near you — free for patients.